Some lock systems allow access to emergency calls even while restricted, but this depends on the specific software used by the lender.
The most reliable and permanent way to regain access is to fulfill your financial obligations with the lender. Some lock systems allow access to emergency calls
Make the outstanding payment through the lender’s official app or portal (e.g., Xiaomi Easy Finance by axio or Bajaj Finserv). Some lock systems allow access to emergency calls